Hello world!
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
Medicare is a national health insurance program for people who are 65 or older, certain younger people with disabilities, and those with end-stage renal disease.
If you’re turning 65 soon, you’ll have some critical healthcare decisions to make.
If you aren’t sure as to what all the parts of Medicare are, we have compiled all of them for you.
Known as Medigap Plans, Medicare Supplement Plans fill in the “gaps” of medical costs that aren’t covered by Original Medicare, such as coinsurance, copayments, and deductibles.
Medicare Advantage Plans, or Medicare Part C, can be used to substitute Medicare Part A and B, as well as offer prescription drug coverage.
You can enroll in Original Medicare three months before you turn 65 until three months after the month of your 65th birthday.
We have acquired an abundance of knowledge, and we’re eager to share this expertise with you in the form of articles and blog posts.
Welcome to WordPress. This is your first post. Edit or delete it, then start writing!
We’d love to hear from you! Give us a call today to talk to a Representative and set up an appointment.
Medicare is available for those with certain disabilities, even if the person is under 65. This coverage can help cover the cost of therapies and supplies that are medically necessary.
If you have a disability, this page has information about getting Medicare.
If a disability makes you eligible for Medicare, there’s no age requirement. You can be 65, 78, 43, etc.
Those under 65 can enroll, and it won’t impact the coverage available.
While Medicaid offers coverage for all ages, individuals must meet certain income requirements. If the person doesn’t meet the criteria, Medicare might be the best choice.
You automatically get Parts A and B (Original Medicare) after you get one of the following:
Some people may decide to delay Part B.
If you automatically get Original Medicare, you don’t have to “sign up” — your red, white, and blue card will show up in the mail three months before the 25th month of disability.
You can also get a drug plan. When choosing how to get your Medicare coverage, you may consider:
There are particular times when you can enroll in these plans or make changes to your existing coverage.
Amyotrophic Lateral Sclerosis (ALS) is a neuromuscular disorder that affects more men than women.
If you have ALS, you automatically get Parts A and B the month that your disability benefits start. Some people may decide to delay Part B.
If you automatically get A and B, you don’t have to “sign up” — your red, white, and blue card will be in the mail the month your benefits begin.
You can also get a drug plan. When choosing how to get your Medicare coverage, you may consider:
There are particular times when you can enroll in these plans or make changes to your existing coverage.
If you’d like to go back to work, you’re allowed to keep your Medicare coverage — for as long as you’re disabled.
Returning to work means you won’t need to pay your Part A premium for the initial 8.5 years. After that, you’ll need to pay it.
If you can’t afford this premium, your state may help you out. You may qualify for the Medicare Savings Program, aka Qualified Medicare Beneficiary (QMB). This state program helps pay Original Medicare premiums and other cost-sharing (deductibles, copays, and coinsurance) for those who have Part A and limited income.
If you’re not enrolled in Medicare, you may be missing out on important coverage. If you think you might qualify for disability Medicare, reach out to us and we can review the requirements with you.
We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Privacy Policy | Terms of Use